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Nursing Professional Malpractice & Liability Insurance

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Cover yourself, no one wants to see that, By Guest Post, On April 13, 2012:"A lot has been written across online nursing communities about the case of Amanda Trujillo, a nurse currently defending her license with the Arizona State Board of Nursing. Regardless of your position on the case, it brings up an important question for nurses—how can nurses protect themselves in the event that their license is challenged?"
http://innovativenurse.com/cover-yourself-malpractice/

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See also:

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American Nurses Association, Professional Liability Insurance:"A must have for every nurse. Protect your career by purchasing your own coverage at a reasonable price. Every nurse today should carry their own professional nursing liability insurance to protect themselves from the costs of legal and board of nursing action -- even if they are covered by their employer. Apply today on-line (see link below) or call 800-503-9230."
American Nurses Association
8515 Georgia Avenue - Suite 400
Silver Spring, MD 20910
1-800-274-4ANA
http://www.nursingworld.org/mainmenucategories/anamarketplace/discounts/financialandinsurance/professionalliabilityinsurance.aspx

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Canadian Nurses Protective Society (CNPS):"The Canadian Nurses Protective Society (CNPS®) is a non-profit society, owned and operated by nurses for nurses, that offers legal liability protection related to nursing practice to eligible Registered Nurses, by providing information, education, and financial and legal assistance."
Canadian Nurses Protective Society
110 - 865 Carling Ave
Ottawa ON K1S 5S8
Tel.: 1-613-237-2092
1-800-267-3390 (toll free)
Fax: 1-613-237-6300
E-mail: info@cnps.ca
http://www.cnps.ca

Category: Canadian Nursing Associations, Healthcare Organizations, Nursing Associations, Nursing Professional Malpractice & Liability Insurance

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CM&F Group:"CM&F Group was founded in New York City in 1919 by Wesley Cotterell and Charles Mitchell as Cotterell and Mitchell. The firm grew as a respected insurance brokerage firm during its first twenty years and was able to flourish despite the Great Depression. Expansion continued following the Second World War and in 1947, building upon its increasing expertise in professional coverages, the firm, in collaboration with associates in the American Nurses Association, developed the first Professional Liability Policy specifically for the Nursing Practice. Prior to that, nurses were treated as an extension of a physicians' practice and coverage."
CM&F Group, Inc.
99 Hudson Street
12th Floor
New York, NY, 10013
800.221.4904
info@cmfgroup.com
https://www.cmfgroup.com/top_nav/about.html

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Nurses Service Organization:"Nurses Service Organization offers medical malpractice / professional liability insurance and risk management information for RN's, LPN's, nurse practitioners, and Clinical Nurse Specialists as well as many other healthcare professionals. NSO also offers LTD, term life and AD&D insurance. Get a free, no obligation quote for malpractice insurance. Read about legal and risk management tips in our resources, newsletter, and case of the month sections."
159 E. County Line Road
Hatboro, Pennsylvania 19040
Phone: 1.800.247.1500 | Fax: 1.800.739.8818
Email: service@nso.com
http://www.nso.com/

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Seabury & Smith:"For 50 years, Seabury & Smith (Formerly Maginnis & Associates) has been helping nurses protect their careers and families from the potential financial hardship caused by a malpractice suit. It’s easy to get bogged down in forms and bills these days, but protecting your career doesn’t have to be hard. In fact, our experience has resulted in one of the most comprehensive and uncomplicated liability programs available, all in one easy-to-purchase and manage policy."
1400 Renaissance Drive Park Ridge, Illinois 60068 United States Phone: 800-621-3008 (Ext. 45105) Fax: 847-803-1653
http://www.seaburychicago.com/

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Nursing Malpractice Insurance, christianet.com:"Clearly, investing in nursing malpractice insurance is of major importance where safeguarding oneself from liability is concerned. In fact, there are a number of reasons why many nurses choose to secure this kind of round-the-clock protection. As a rule, these reasons are based on incidents arising from allegations that nurses caused some form of harm. And one million dollars is not an unusual amount for a nursing malpractice insurance claim. At any rate, especially in the case of injury, a nurse should receive appropriate and timely medical payments. Indeed, there have been instances where global protection proved to be of great benefit. "And Pharaoh's daughter said unto her, Take this child away, and nurse it for me, and I will give thee thy wages. And the woman took the child, and nursed it." (Exodus 2:9)."
http://www.christianet.com/lawyer/nursingmalpracticeinsurance.htm

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A Nursing Primer On The Law: Being Named In A Lawsuit, by Joe A. Flores, JD, FNP, MSN, CCRN, Malenursemagazine:"Being named in a lawsuit can be an extremely stressful event for any nurse. The litigation process can cause devastating damage to a nurse's self-concept and to the nurse's practice. In the past suing the hospital and the doctor were generally the usual manner to obtain relief for someone bringing a lawsuit. However, now more than ever, the new order in the health care arena has made the nurse an integral part of delivering care to patients. The nurse has been delegated more responsibility and is also more accountability for the actions of licensed and unlicensed staff. This role has provided for increased autonomy as well as increased accountability. To make matters more complicated, the nursing shortage and limited resources have been a factor in nurses being increasingly involved in medical malpractice lawsuits."
Jerry R Lucas, RN
MaleNurseMagazine.com
10510 South State Hwy 3
Deputy, IN 47230
Phone: 812-352-1293 cell: 812-701-9014
Jerry.RN@verizon.net
http://www.malenursemagazine.com/lawsuit.html

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Proving a Claim of Negligence (Malpractice) Against a Nurse, Constance A. Morrison, RN, BSN, MBA, MSN(c), JD:"It’s a situation that you hope you are never in, but need to know about: a court case brought by a patient. How does a court decide whether a nurse is guilty of malpractice? A plaintiff patient must prove four elements in a claim of negligence against a nurse — DUTY, BREACH OF DUTY, CAUSATION, and DAMAGES. Let’s take a closer look at each of these." http://nsweb.nursingspectrum.com/cfforms/GuestLecture/negligence.cfm

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Dear Donna, Nursing Spectrum: What are your thoughts on individual malpractice insurance?:"Congratulations on your new profession and your new job! It is advisable for all nurses working in clinical practice to have their own malpractice insurance. Although an employer technically covers you in some cases, it is not the safety net that some nurses think it is. If, for example, something were to happen and the hospital could prove that you did not follow facility policy and procedures, then they may not be obligated or inclined to cover you. This is just one possible scenario."
http://news.nurse.com/apps/pbcs.dll/article?AID=2002209040301

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Malpractice: A Step-by-Step Guide to Understanding the Process, Part 1, By Colleen Lindell, RN, MHSA, CLNC:"Because you’re human and work in a stressful, complex, and ever-changing environment, you can’t rule out the possibility that you’ll be involved in a malpractice case. In this article, I’ll lead you through the legal process and provide practical tips if you’re called to testify in a malpractice trial. But first, let’s review some prevention tips and techniques and define our terms."

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Nursing Malpractice Liability and Risk Management:"Students and professional nurses at any level of clinical practice will find this book to be a vital resource on the basic legal concepts and principles of malpractice, liability, and risk management, and their implications for the profession. The book also provides detailed strategies for dealing with these issues. The content is also highly relevant to practitioners in all other health care and legal disciplines that collaborate in the delivery of health care."
Greenwood Publishing Group, Inc.
88 Post Road West, Westport CT 06881, (203) 226-3571
http://www.greenwood.com/catalog/T280.aspx

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Insurance Specialists, Jimmy L. Clifton, CRNA/President):"Insurance Specialists is the only Insurance Agency in the country with an active CRNA as its president and founder. (Jimmy L. Clifton, CRNA/President). We will beat any other companies premium price! If you are interested in: • Having a specifically tailored malpractice policy to fit your desired work schedule • Fewer restrictions and limitations on policy coverage (especially for new graduates) • Breaking away from a group to become an independent CRNA • Working for a group or hospital but doing locums on the side • Purchasing individual or group coverage from a CRNA • Being on a first name basis with “YOUR” personal representative!!!!"
5408 S. Bell
Building B Suite 310
Amarillo, Texas 79109
(806)-359-6000
FAX (806)-457-1760
info@texasliability.com
877-212-4368 Ext: 1 Canyon J. Clifton
Fax: 806-457-1760 Email: canyon@texasliability.com
http://www.texasliability.com/crna.htm

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Prepaid Legal Services: There are many matters that you encounter on a daily basis which have a legal aspect, for instance, motor vehicle accidents and other types of injury claims, estate planning, probate and estate administration, matters pertaining to employment, sale or purchase of real estate, consumer transactions, auto repairs and sales, family and juvenile law, landlord/tenant issues, insurance matters, business, bankruptcy, tax and workers compensation. Literally, everything we do today touches upon the law in one way or another. With Prepaid Legal, you'll receive unlimited phone conversation/consultations on any legal matter at no additional cost.

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Legal Nurse Consultants Discussion Forum:"This forum is for nurses who are currently practicing in the field of legal nurse consulting or would like to start their own practice. This forum is not for personal advertisements but is meant to be a resource for nurses interested in the legal aspects of our practice."
http://network54.com/Forum/25767

See also: Medical, Legal Nurse Consultants, Clinical Nursing Case of the Week, Clinical Charting and Documentation, Nurses Notes, Courtrooms, Disability, Discrimination, Employment, Expert Witnesses, Informed Consent, Medical Malpractice, Nursing Practice Acts, Pensions, Search Engines, Torts and Personal Injury, Unemployment, Workers Compensation, Workplace Safety:

See also:

The Doctors Company:"The Doctors Company has been protecting the careers and professional reputations of physicians for nearly 30 years—championing legal reform and maintaining financial strength to back up the promises we make to our physicians. As America's first national, physician-owned medical malpractice carrier, we've cultivated a uniquely informed perspective on the special needs, emerging national trends, and special challenges doctors face every day."
The Doctors Company
185 Greenwood Road
P.O. Box 2900
Napa, CA 94558-0900
(800) 421-2368
E-mail: info@thedoctors.com
http://www.thedoctors.com/risk/specialty/oncology/J3215.asp

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Worried About a Malpractice Lawsuit? The Board of Nurses Should Worry You More., Taralynn R. Mackay, RN, JD:"Nurses should also protect themselves by purchasing their own malpractice insurance that contains administrative/regulatory Board coverage. Nursing Associations recommend that all nurses carry insurance even if they think they are covered under an employer’s insurance. There are many reasons why nurses do not purchase this inexpensive protection. For example, some nurses believe that an employer’s insurance will take care of any problems. However, the employer’s insurance may not completely cover the damages and it usually does not cover actions before the Board. Furthermore, in a situation where the employer reports the nurse to the Board, the employer is not going to then spend money defending the nurse. It is also a common misconception that having insurance raises a red flag that draws malpractice lawsuits. There are multiple reasons why a malpractice suit is filed against a nurse and whether you have malpractice insurance or not does not alter those reasons. Nursing malpractice insurance is inexpensive and it provides protection when protection is needed the most. When a nurse receives notice that he or she is being investigated before the Board, it is a great relief to know that malpractice insurance is going to cover the cost of an attorney to represent the nurse before the Board. The Boards of Nursing are getting busier every year and their regulatory powers are likewise increasing. It is crucial that nurses understand the seriousness of a Board investigation. Just like the state will close down a restaurant because they are a public health risk, the state through the Board of Nurses will stop a nurse from practicing if they are a risk to the health of the public. Nurses need to be cautious and prudent in order to protect themselves from possible adverse actions."
McDonald, Mackay & Weitz, LLP,
1411 West Avenue, Ste. 200, Austin, Texas 78701
info@healthlicensedefense.com
http://www.healthlicensedefense.com/WorriedAboutaMalpracticeLawsuit.html

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For Health Information you can use, Follow, Connect, Like us on Facebook, Google Plus, LinkedIn,Twitter, etc. (Most Invites Accepted): http://www.nursefriendly.com/social/:

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4nursing.com:"In this Nursing Portal you'll find information on Nursing Jobs, Nursing Schools, Nurse Degrees, CNAs, LPNs, RNs, Travel Nursing, Prescriptions Drugs, Medications, Nursing Associations and much more."
http://www.4nursing.com

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InspirationalNursing.com:"InspirationalNursing.com. Touching Poems, and Inspiring stories that touch the heart and occasionally bring a tear to your eye. Affection, Ambition, Angels In Our Lives, Animals, Babies, Bereavement, Caring, Caring, Children, Christian Stories, Christmas, Computers & The Internet, Death, Dependability, Determination, Dying, Easter, Emergency Medical Services (EMS), End of Life, Etc., Friendship, God's Creatures, Grief, Holiday Thoughts, Honesty, Hospice Poems, etc."
http://www.inspirationalnursing.com

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Jocularity.com (Former home to the Journal of Nursing Jocularity (JNJ)):"Nursing & Medical Humor. Find hundreds of jokes and links to sites that will make you smile. Therapeutic Humor Associations, Battle of the Sexes, Bedside Nursing Humor, Brain Teasers, Clowning, Clowns, Therapeutic Humor & Comedy Links, Dental Humor, Emergency Department Humor, General Nursing Humor, Geriatrics, Senior Citizen, etc."
http://www.jocularity.com

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Legalnursingconsultant.com:"This website is intended to be a resource for Legal Nurse Consultants, Attorneys looking to use their services, and nurses looking to enter the field of Legal Nurse Consulting. On our site you'll find a directory of LNCs by state and specialty."
http://www.legalnursingconsultant.com

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Nursefriendly.com:"Nursing-Approved Healthcare & Consumer Resources: In this Nursing Portal you'll find information on Nursing Jobs, Nursing Schools, Nurse Degrees, LPNs, RNs, APNs, Nursing Associations and much more."
http://www.nursefriendly.com

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Nursinga2z.com:"It is our intent for this Alphabetical, A to Z index to be a comprehensive listing (In Progress) of Nursing-related resources on the Internet. It is indexed by Google and fully searchable."
http://www.nursinga2z.com

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Nursingdiabetics.com:"Welcome to NursingDiabetics.com. Here you will find information on all aspects of Diabetes, a disease that afflicts millions of people world wide. I'll be adding pages as fast as I can research the information so remember to bookmark this page and return."
http://www.nursingdiabetics.com

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Nursingdiscussions.com:"This website will be a portal to Nursing Discussion boards throughout the Web. If your site has a discussion board we don't have listed here, please contact us."
http://www.nursingdiscussions.com

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Nursingentrepreneurs.com:"Nationwide Nursing resource to nurse entrepreneurs looking to nework and start home based businesses. On it you will find links to small and large business related resources."
http://www.nursingentrepreneurs.com

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Nursinghumor.com:"Nursing & Medical Humor. Find hundreds of jokes and links to sites that will make you smile. Therapeutic Humor Associations, Battle of the Sexes, Bedside Nursing Humor, Brain Teasers, Clowning, Clowns, Therapeutic Humor & Comedy Links, Dental Humor, Emergency Department Humor, General Nursing Humor, Geriatrics, Senior Citizen, etc."
http://www.nursinghumor.com

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Nursing Degrees, LPN-RN, RN-BSN, RN-MSN, Online/Offline College, University and more!:"Higher income. Career mobility. Now, no matter where you live or what your schedule, you can earn your Associate or Bachelor Degree to take your professional life to the next level — without putting the rest of your life on hold!"

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4nursinguniforms.com:"Choose from Top Nursing Uniform Companies. All sizes, styles and popular name brands available. Large selection of accessories as well: Accessories Blood Pressure Cuffs, Sphygnomanometers Nursing Tote Bags, Carry-Ons, Medical Bags Clinical, Medical Supplies, Nurses Discount Outlet: Angels, Books, Clothing , Equipment, Figurines, Holidays, Home Decor, Jewelry, Nurses, Office Decor, Scrubs, Shoes, T-Shirts Footwear, Shoes, Sandals, Discount, Bargains Gifts For Nurses (Nurses Week) Hosiery, Socks, Stockings Hats, Jackets, Jumpers Jewelry, Earrings, Necklaces, Watches Luxury Spas, Facials, Manicures, Pedicures Perfumes, Fragrances, Phermones Shoes, Boots, Sandals, Footwear, High Heels, Slippers Stethescopes, Nurse Kits, Replacement Parts Swimwear (Tan-Through) Women's Lingerie "
4nursinguniforms.com

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Nursing Chat, Nurse Discussion Forums:
http://nursingdiscussions.com

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Created on August 5, 1999

Last updated by Andrew Lopez, RN on Saturday, September 17, 2011


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